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Gears wrote:They said we would never have a black president until Swine Flu.

netcrusher88 wrote:By using enterprise systems in your analogy you're thinking both too small and the wrong way. Because enterprise systems have shareholders to answer to who don't really give a shit about the end result so long as it doesn't cost them money - or at least that's how enterprises act, and how they're supposed to.
There is another kind of system rarely seen outside of government - the kind that does not fail, and if it does you have much, much bigger problems (like global thermonuclear war or something). For that matter, odds are when you have much, much bigger problems than it failing, it's still chugging along at sufficient capacity to work. You do it by putting in redundancy and fallbacks at every possible level, and it's expensive. A cost:benefit analysis on this kind of thing typically only works if it's a hobby or a public good, and you typically see it in communications. The Internet falls under the "you've got bigger problems" category, and emergency communications (which can include the Internet as one potential transport) under the "...but it's still working so you can worry about them instead" category. Quality radio equipment and that sort of thing. Hell, even the kind of system you could reasonably have in an enterprise could be in the "you've got bigger problems" category - it's a question of how much redundancy you can afford.
Still, it's a bad analogy. The issue here is not one of technical failure.
Also, we can eliminate the horror stories that our current system is rife with, all we need to do is accept and be willing to vote as a people (and in government) that the free market has failed miserably at everything it's supposed to excel at except funneling wealth into a relatively very few pockets and that there is a perfectly good alternative that we can see works incredibly well with little more than a cursory glance around the world.
Jessica wrote:The role of the government is to defend the minority against the tyranny of the majority.
Heisenberg wrote:Jessica wrote:The role of the government is to defend the minority against the tyranny of the majority.
Really? That term refers to majorities using democracy to force minorities to accept a system they don't want. Like, say, a liberal majority forcing individuals who don't want insurance to buy it. Insurance companies insuring people who can afford it is not "tyranny of the majority," it's capitalism.
Jessica wrote:The role of the government is to defend the minority against the tyranny of the majority.
Hawknc wrote:I thought the public option was just that - an option. Who's forcing every American to ditch their private insurance policies?
Hawknc wrote:I'm not going to say I agree with forcing people to buy insurance, but as far as I can see, the rationale for that is that you won't just let a citizen walk into a hospital and be treated without cost. I will say I prefer the carrot approach, though - far better to provide tax incentives for being privately insured than to punish people for not doing so.
tzvibish wrote:Belial wrote:Oh, shit, is that it? Guys, relax, it's okay, it's just .001 percent.
Wait, 40 million is .001 percent? We have.... 40 billion people in this country?
That...doesn't seem right, are you sure?
Ok, fine. Completely ignore the point and focus on an arbitrary number I gave that I admitted was not based on fact and that was based on theory of systems analysis.
The idea is still the same. You can't have a perfect system, and you do what you can to limit the inevitable downtime. Switching systems will just create different pitfalls and difefrent downtimes.
Cynical Idealist wrote:tzvibish wrote:Belial wrote:Oh, shit, is that it? Guys, relax, it's okay, it's just .001 percent.
Wait, 40 million is .001 percent? We have.... 40 billion people in this country?
That...doesn't seem right, are you sure?
Ok, fine. Completely ignore the point and focus on an arbitrary number I gave that I admitted was not based on fact and that was based on theory of systems analysis.
The idea is still the same. You can't have a perfect system, and you do what you can to limit the inevitable downtime. Switching systems will just create different pitfalls and difefrent downtimes.
There's a huge difference between 13% (and change) and 0.001%. And 13% shouldn't be anywhere near the point where it requires too many resources to pay for improvement.
tzvibish wrote:I agree that there are serious flaws in the system and that there are ways that the system can and should be improved, but don't tell me that we need to scratch the whole idea of private insurance because of a small minority of people who aren't getting the coverage that they may or may not be able to pay for.
nyeguy wrote:tzvibish wrote:I agree that there are serious flaws in the system and that there are ways that the system can and should be improved, but don't tell me that we need to scratch the whole idea of private insurance because of a small minority of people who aren't getting the coverage that they may or may not be able to pay for.
Your entire argument rests on the crux that a "small minority" of people aren't getting coverage, and that small minority is not worth the improvement costs. Yet when it is pointed out to you that 40 million people is not a small minority, you look the other way and keep spouting this same argument.
Also remember, a considerable number of those who are insured actually aren't insured as well as they think they are. Recall that cite I posted earlier? 75% of the medical bankruptcies they studied were filed by people with medical insurance.mmmcannibalism wrote:not even factoring in that not all 40 million are failures of the system(many are illegally here which is another issue, or choose not to get coverage) you are still risking 260 million people's coverage for 40 millions.
mmmcannibalism wrote:nyeguy wrote:tzvibish wrote:I agree that there are serious flaws in the system and that there are ways that the system can and should be improved, but don't tell me that we need to scratch the whole idea of private insurance because of a small minority of people who aren't getting the coverage that they may or may not be able to pay for.
Your entire argument rests on the crux that a "small minority" of people aren't getting coverage, and that small minority is not worth the improvement costs. Yet when it is pointed out to you that 40 million people is not a small minority, you look the other way and keep spouting this same argument.
40/300 million is one out of every seven and a half people
not even factoring in that not all 40 million are failures of the system(many are illegally here which is another issue, or choose not to get coverage) you are still risking 260 million people's coverage for 40 millions.
It's likely misleadingly high. The 40 million number is the number of uninsured on any given day. The number of Americans who go without insurance for a year is likely much lower, closer to 20-30 million, but I can't find a study on that since 1998. As unemployment includes people between jobs, so does that number include people between insurers.The Great Hippo wrote:The 40 million number may be very, very misleadingly low.
Woofsie wrote:Ohgod ohgod ohgod I image searched it! My eyes!
*digby* wrote:There will be a town hall meeting this evening led by Pastor Dick Cheney to discuss the possibility of witches in the village and what types of enhanced interrogation might be used to determine the breadth of the infiltration.
Yeah, that's more or less what I meant when I said that the number might be misleadingly low - that there are large swathes of the population who may be included as 'insured', but don't actually qualify except under the most charitable definitions of 'insured'. The fact that there's a sizable number of medical bankruptcies filed by people who thought they had adequate coverage... That's a little scary, as it hints the problem is far, far deeper than it looks.Malice wrote:Also, there are the underinsured, and the people who think they're insured but won't be once they get too sick to be profitable.
Jessica wrote:Your current system is set up to favour the rich,white and male.
Gears wrote:They said we would never have a black president until Swine Flu.
netcrusher88 wrote:In the specific context of health insurance you do have a point, but not much of one. If you'd read through this thread you'd see that pregnancy is considered a pre-existing condition (and a reason to deny or terminate coverage - not that they could afford it on unpaid maternity leave anyway) along with any number of other things not only unique to women but common among women, and the end result is that women pay up to 84% more for health insurance except in the 11 states that have outlawed gender indexing.
I don't know of a similar number for racial minorities but it wouldn't surprise me in the least if there is one.
General_Norris wrote:I don't understand what's so difficult to comprehend.
TheGrammarBolshevik wrote:That's disputed. Either way, though, the statement that "[our] current system is set up to favour the rich, white and male" is still valid.
Aetius wrote:It's just a sloppy equivalence because white male correlates to a higher degree with rich.
General_Norris wrote:I don't understand what's so difficult to comprehend.
TheGrammarBolshevik wrote:Aetius wrote:It's just a sloppy equivalence because white male correlates to a higher degree with rich.
OK. So if those correlate, and you're favoring the rich, then you're also favoring white men. You don't have to be favoring them because they're white men for the system to work in their favor.
If I wanted to pull this chain apart further, I could say that the system favors those who receive the best care. And, of course, that correlates strongly with wealth, which in turn correlates with race and gender. There's no need to break the chain at any of those points; those are all groups privileged under the current system.
netcrusher88 wrote:In the specific context of health insurance you do have a point, but not much of one. If you'd read through this thread you'd see that pregnancy is considered a pre-existing condition (and a reason to deny or terminate coverage - not that they could afford it on unpaid maternity leave anyway) along with any number of other things not only unique to women but common among women, and the end result is that women pay up to 84% more for health insurance except in the 11 states that have outlawed gender indexing.
I don't know of a similar number for racial minorities but it wouldn't surprise me in the least if there is one.
TheGrammarBolshevik wrote:That's disputed. Either way, though, the statement that "[our] current system is set up to favour the rich, white and male" is still valid.
Thriftweed wrote:The only plausible explanation I've heard is greed, which only targets women indirectly and by chance. (Not to say that's not bad, of course.)
General_Norris wrote:I don't understand what's so difficult to comprehend.
TheGrammarBolshevik wrote:This is exactly what I've been saying for my last several posts.
TheGrammarBolshevik wrote:Are you sure you're reading this thread?
Thriftweed wrote:Aetius said the system wasn't "set up to deprive women of insurance just because", and you replied "That's disputed". I was just wondering what possible argument could exist that they are randomly targeting women for any reason other than greed.
Thriftweed wrote:Pretty sure. This is the one about high automobile insurance rates, right?
General_Norris wrote:I don't understand what's so difficult to comprehend.
TheGrammarBolshevik wrote:Oh, the dispute... One of the objections raised is that there is a far greater discrepancy between men's and women's insurance premiums than between their actual coverage costs. I think there were some numbers somewhere... At this moment, I consider myself far too lazy to find them.
Prefanity wrote:Thriftweed, are you certain you want to connect conditions involving the prostate and testes with pregnancy? I don't think the former two are things most men and women expect to cause at some point in their lifetimes, whereas pregnancies sort of are.
Wikipedia wrote:Prostatitis is an inflammation of the prostate gland, in men. A prostatitis diagnosis is assigned at 8% of all urologist and 1% of all primary care physician visits in the United States.
Prefanity wrote:Also, it's not "through random chance" that women are being charged more for insurance, it's because the medical needs of women are quite a bit different than the needs of men. In short, women are charged more for being women.
Prefanity wrote:I agree that we can't quite divorce our terms "rich", "white" and "male" from each other, but rich women still pay more for insurance than rich men.
tzvibish wrote:Not even going to bother citing this one. It's all over the Interwebs.
I'm still upset that they're going to ban pre-existing conditions from being valid reason to deny coverage. This doesn't make sense to me.
Insurance is a gambling industry. They calculate their premiums based on how much they think they'll have to pay for your care. They hope you don't get sick, because then they profit. If you are already sick, why would they want to cover you at the same rate as someone who might get sick later? They would just charge you premiums to pay for your treatments in full, and you wouldn't gain anything. Does forcing pre-existing condition coverage mean that the bill will force insurance companies to lose money of these people?
TheGrammarBolshevik wrote:Oh, the dispute... One of the objections raised is that there is a far greater discrepancy between men's and women's insurance premiums than between their actual coverage costs. I think there were some numbers somewhere... At this moment, I consider myself far too lazy to find them.
TheGrammarBolshevik wrote:Aetius wrote:It's just a sloppy equivalence because white male correlates to a higher degree with rich.
OK. So if those correlate, and you're favoring the rich, then you're also favoring white men. You don't have to be favoring them because they're white men for the system to work in their favor.
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